Terms & Conditions

Terms and Conditions

Claimsdex.com maintains this site www.claimsdex.com hereafter referred to as (the “Site”) for your personal entertainment, information, education, and communication. Please feel free to browse the Site. You may download material displayed on the Site for non-commercial, personal use only provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, reuse, re post, or use the content of the Site for public or commercial purposes, including the text, images, audio, and video without Claimsdex’s written permission. Your access to and use of the Site is also subject to the following terms and conditions (“Terms and Conditions”) and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms and Conditions set forth herein.

You should assume that everything you see or read on the Site is copyrighted unless otherwise noted and may not be used except as provided in these Terms and Conditions or in the text on the Site, without the written permission of Claimsdex. Claimsdex neither warrants nor represents that your use of materials displayed on the Site will not infringe upon the rights of third parties not owned by or affiliated with Claimsdex.

While Claimsdex uses reasonable efforts to include accurate and up to date information in the Site, Claimsdex makes no warranties or representations as to its accuracy. Claimsdex assumes no liability or responsibility for any errors or omissions in the content of the Site.

Your use of and browsing in the Site are at your risk. Neither Claimsdex nor any other party involved in creating, producing, or delivering the Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Site. Without limiting the foregoing, everything on the Site is provided to you “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. Claimsdex also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site.

Any communication or material you transmit to the Site by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as, non-confidential and non-proprietary. Anything you transmit or post may be used by Claimsdex or its affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, Claimsdex is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the Site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information.

Images of people or places displayed on the Site are either the property of, or used with permission by, Claimsdex. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms and Conditions or specific permission provided elsewhere on the Site. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

The trademarks, logos, and service marks (collectively the “Trademarks”) displayed on the Site are registered and unregistered Trademarks of Claimsdex or its rightful owners. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of Claimsdex or such third parties that own the Trademarks displayed on the Site. Any use of third party Trademarks on Claimsdex is done either by permission of the Trademarks’ owners, or as part of a “News” story or feature and subject to the Fair Use provisions of international, Federal, and State intellectual property laws. No special association or relationship is intended by such use, and its use should not be construed as granting Claimsdex any official status with any third party, unless otherwise noted. Your misuse of the Trademarks displayed on the Site, or any other content on the Site, except as provided in these Terms and Conditions, is strictly prohibited. You are also advised that Claimsdex will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.

Claimsdex has not reviewed all of the sites linked to the Site and is not responsible for the content of any off-site pages or any other sites linked to the Site. Your linking to any other off-site pages or other sites is at your own risk.

Although Claimsdex may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, Claimsdex is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information within such locations on the Site. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. Claimsdex will fully cooperate with any law enforcement authorities or court order requesting or directing Claimsdex to disclose the identity of anyone posting any such information or materials.

Claimsdex may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.

Membership and Billing

You can find the renewal dates regarding your subscription with Claimsdex at anytime by clicking on the “MyClaimsdex” link, located at the top of the pages of the Claimsdex Web site.

Free Trials 

We encourage the use of our service through free trials. Free trials last for twenty one days for eligible new subscribers.Free trials are only available to first time customers of the Claimsdex service and cannot be combined with any other offer. You must have Internet access and a valid credit card or debit card (“Payment Method”) to redeem a free trial offer. Upon registering for your free trial, your Payment Method will be authorized for approximately one month of service. In some instances, your available balance or credit limit may reflect the authorization; however, no charges will be made against the Payment Method unless you do not cancel prior to the end of your twenty one day free trial period.

We will begin billing your Payment Method for yearly subscription fees corresponding to your subscription plan plus at the end of your free trial period unless you cancel prior to the end of your free trial. You will not receive a notice from us that your free trial has ended or that your paying subscription has begun. YOU MUST CANCEL PRIOR TO THE END OF YOUR FREE TRIAL OFFER TO AVOID CHARGES TO YOUR PAYMENT METHOD. We will continue to bill your Payment Method on a yearly basis for your subscription plan until you cancel. You may cancel your subscription at anytime. We reserve the right to modify, terminate or otherwise amend our offered subscription plans. Unless otherwise stated differently, year or yearly refers to your billing cycle (See “Billing” below).


By using the Claimsdex service, you are expressly agreeing that we are permitted to bill you a yearly subscription fee, any applicable tax and any other charges you may incur in connection with your use of the Claimsdex service. The subscription fee will be billed at the beginning of your subscription and on each yearly renewal thereafter unless and until you cancel your membership. We will automatically bill your Payment Method each year on the calendar day corresponding to the commencement of your membership. In the event your membership began on a day not contained in a given month, we will bill your Payment Method 365 days from the original billing date. Your Payment Method will be authorized for approximately one month of service during the free trial; however, no charges will be made against the Payment Method unless you do not cancel prior to the end of your 21 day free trial period. All fees and charges are nonrefundable and there are no refunds or credits for partially used periods. We may change the fees and charges in effect, or add new fees and charges from time to time, but we will give you advance notice of these changes by e-mail. If you want to use a different Payment Method or if there is a change in your credit card validity or expiration date, you may edit your Payment Method information by logging into http://www.paypal.com If your Payment Method reaches its expiration date, your continued use of the service constitutes your authorization for us to continue billing that Payment Method and you remain responsible for any uncollected amounts.

Automatic Renewals

Your Claimsdex subscription will be automatically renewed on a yearly basis. We will bill the yearly subscription fee plus any applicable tax to the Payment Method you provide to us during registration (or to a different Payment Method if you change your account information at Pay-Pal). Your membership will automatically renew for successive yearly subscriptions, without prior notice to you, unless and until you cancel your membership or we terminate it. You must cancel your membership before it renews each year in order to avoid billing of the next year’s subscription fees to your Payment Method.


You may cancel your subscription to Claimsdex at anytime, and cancellation will be effective immediately. WE DO NOT PROVIDE REFUNDS OR CREDITS FOR ANY PARTIAL-YEAR SUBSCRIPTION PERIODS. To cancel, go to http://www.paypal.com and log into your account and follow the instructions supplied to cancel the renewal.We reserve the right to terminate your account for any or no reason.

Copyright 2014 Claimsdex All rights reserved.